Tags: ratesetter

Rates fall on peer-to-peer lending

January 8th, 2013
Rates on on main peer-to-peer lenders Zopa, Funding Circle and to some degree, RateSetter, have fallen over the last few weeks with lending supply currently outstripping borrower demand.  Over the next month this trend will be reversed with an increase… more »

Why peer-to-peer should be regulated

December 8th, 2012
After the recent announcement that peer-to-peer lending is to be regulated, people may ask why an industry wants to be regulated.  Peer-to-peer lending has come a long way since 2005 when Zopa started the concept.  Lenders have been burnt several tim… more »

Peer-to-peer to become regulated

December 7th, 2012
P2P Finance Association
The government has announced that peer-to-peer is to become a regulated activity in the latest Financial Servics Bill.  While other industries are resisting regulation, the leaders within the peer-to-peer industry, and consumers alike, have been pushing… more »

RateSetter lender improvements

November 29th, 2012
RateSetter have made some changes that have been discussed within the peer-to-peer lending community for a while.  First is the ability to choose between automatically reinvest the full amount or just the capital, taking interest as income.  This is com… more »

RateSetter provision fund

November 3rd, 2012
RateSetter has provided a positive statement about their provision fund which is used to repay lenders where the borrower defaults.  RateSetter currently has the lowest default rate of any comparable peer-to-peer provider and with the added protection o… more »