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Is the term "crowdfunding" applicable to peer-to-peer lending?
The P2P money website are running a poll on the P2P Independant Forum on the term "crowdfunding". Should this term also be applicable to peer-to-peer lending?
The reason for the poll is that we are starting to see the interchange of these two terms, but some people see these as mutually exclusive concepts, one lower risk on lending money, the other one higher risk on investing money. The FCA and EU are starting to use the term crowdfunding as a heading for all crowd activities, but I'm not sure everyone would agree with this terminology.
We would appreciate your view on this topic.