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Download P2P lending guide
You can download a very informative peer-to-peer lending guide from MarketViews, written by Jenifer Hill, which covers background on P2P lending with some detailed information on Zopa, Funding Circle and RateSetter. This is a very good introduction to peer-to-peer lending and covers the potential risks as well as the rewards.
The document explains that is is difficult to compare rates between providers:
When comparing rates across providers, recognise that you might be comparing apples with pears. Some peer-to-peer lenders quote rates after fees and/or provision for bad debts, thereby publicising the actual rate savers receive and borrowers pay; others quote rates before fees and/or bad debts.
However with comparison on P2P money you can compare the providers.